Achieving goals requires persistence. Here’s the proof: In 1915 Ty Cobb set up an amazing baseball record of stealing 96 bases. Seven years later Max Carey set the second-best record with 51 stolen bases.

Was Cobb twice as good as Carey?

Consider this: Cobb made 134 attempts. Carey made 53.

So Carey’s average was much better.

Cobb however made 81 more tries and was rewarded with 44 more stolen bases.

Frank Bettger makes this strong point on page 238 of his fascinating classic: How I Raised Myself From Failure To Success In Selling

When you get behind the big success stories in any given field, you often find the most successful have made more attempts and spent longer hours at the given task than anyone else.

In other words, they give the law of averages a chance to work in their favor! They just keep on striking out, often against all odds.

With achieving goals, this sterling quality of persistence and its bed-fellow perseverance, is absolutely essential.

Yes the previous six steps are also essential and crucial BUT, if you do not persist, your wonderful plan can go down the drain. Your vivid mental images can just evaporate into thin air. Achieving goals simply becomes wishful thinking.

Achieving goals requires that you keep at it day in day out.

Then you are GUARANTEED results - eventually!

To maintain this kind of momentum you have to develop mental toughness.

To be mentally tough means you minimize the effects of discouragement and you turn negatives into positives.

Jack Black, in his illuminating book "MindStore", uses a computer expression to combat negativity - "Delete that Programme".

Whenever a negative thought comes into your mind or when others make negative comments, say to yourself, "Delete that Programme" and replace it with a positive thought.

For example, when you catch yourself thinking, "This is just not working, this is useless and a waste of time", trigger mental toughness by saying "DELETE THAT PROGRAMME".

Instead think: "What do I need to do to make this work!"

Admittedly, negative mental habits are hard to break.

It takes time and persistence but oh, the rewards when you do!

Do we understand then why the title of this final session is:

"Achieving Goals: The Remaining 90% - Sheer Persistence"?

It really does come down to that.

Just keep on going, persist, persist, persist, and let the good old law of averages work for you.

Achieving goals WILL become your reality!

This article is part of the Goal Setting Blueprint, a 20 minute tutorial on achieving sucess in goal setting.

Visit http://www.about-goal-setting.com for the rest of the tutorial.

– The One Pager Shortcut Series –

Much has been written about achieving your goals. For the Solo Entrepreneur, pursuing goals can be an even bigger challenge than most. The very independence that appeals to Solo-E’s often leads to an extremely full plate. The weekly 168 hours is not enough to do everything on the list, to say nothing of pursuing goals. Stop for a minute and consider what could be different.

1. What Are My Goals? This sounds simple, but the answer can hinder your progress if not related to values and stated very specifically and written down.

VALUES Goals reflect your values and what’s important to you. For each goal, make a clear link to one of your values. Some common values are achievement, balance, commitment, honesty, self-respect, and risk-taking (there are many more). Therefore, you must know your core vales FIRST, and then see how your goals relate to them.

SPECIFIC The more specific you are about your goals the more likely they will be achieved. A goal of “more money” is not specific enough. How much money? Name an amount, for example “$10,000 each month”. A goal of “more clients” can be more specific. For example, “20 new clients within 3 months” is clearer.

WRITTEN Another simple guideline that is regularly ignored. The value of getting goals out of your head and onto paper cannot be underestimated. Don’t think about this one, just do it!

2. How Will I Get There? Consider these two important elements; a plan and an attitude.

For the plan, create a written document. It should be no longer than one page. The format that I recommend includes answers to the following: A. What is the goal? (relate to values) B. What are the alternatives? C. What are the action steps? D. What could get in the way? E. What will I do and by when? On a regular basis, plan to review it and update it when needed.

For the attitude, adopt an optimistic outlook and be open to surprises. Since even the most well-written plans have unexpected outcomes, stay flexible and open to opportunities while working your plan.

3. What If I Don’t Have Time? This is the most common complaint. A CALENDAR MAKEOVER is the way to create time. Look at your calendar for the past week. Identify something that was “Urgent but not Important”. Here is an opportunity to delegate to someone else, automate it with a system, negotiate for a different outcome, or just eliminate it. Now, think through last week and identify time wasters such as web or TV channel surfing, chatting on the telephone, or any activity that you did instead of your “to do” list. Most people can free up at least 2 hours/week or 8 hours/month with a rigorous calendar makeover. Imagine what could happen if this time were spent on your goals!

4. What Gets In The Way? Excuses for not taking action such as “being too old” or “too late to start”. Sam Walton built the first Wal-Mart at age 43. Many people use previous rejection as a big barrier because they fear failure. The bestseller “Chicken Soup For The Soul” was rejected by over 33 publishers. What gets in your way? Identify it upfront and decide what to do to address it.

TIMELY TIPS

– Write it Down

– Pick a Partner

– Get Very Specific

– Create a Visual Cue

– Practice Saying “NO”

– Practice Self-Care

– Be Willing to Try Again

– Celebrate Milestones

Copyright 2004, Charlotte Farrior

Charlotte Farrior of Coaching Connection (http://www.corporatecoaching101.com) and Founder/Team Member of Solo-E (http://www.Solo-E.com) is a corporate and professional coach. She works with professionals, entrepreneurs, directors, and executives to define and achieve the personal and business goals they set for themselves. She coaches in the areas of goal setting, skill development, priority management and career transitions.

Find more articles like this at http://www.Solo-E.com, the lifestyle-inspired online learning and connection community. Visit now to receive a free copy of our special report, The Four Secrets of Solo Entrepreneur Success, plus a complimentary 30-day membership.

When there are no more options left

If you are like me, on any given day I have used every excuse not to get exercise. I have come up with more reasons not to feel better than I can count. I don’t know if there are any more options left for me to use. What happens when you do run out of excuses? What then. I have yet to hear someone give me a legitimate reason why NOT to exercise and eat better. And I doubt if you can come up with one yourself.

Hitting Rock Bottom

In my experience most people throw the New Years Resolutions waiting game out the window when something of value is taken from them- or threatened to be taken from them. Why does it have to come to this in your life? Why does it take something bad happening to you or someone you love to make you realize how serious your health is? Are you going to have to hit rock bottom in order to not wait any longer in starting? How sad? You know it doesn’t have to come to that though. You can start today by asking yourself, “What’s next?”

Think about it, there really are no more excuses for you not to follow through on your exercising and eating right. It really comes down to you not being lazy, having pride or being in denial. Do you want to wait until you are scared half to death before you make a decision to start? Waiting only increases the chances of something happening.

How do you achieve a New Years Resolution? You do it by starting today!

START LOSING WEIGHT THE RIGHT WAY FOR GOOD TODAY! click here http://www.resolutions.bz Discover the common sense way to lose weight with out dieting that the doctor’s DON’T want you to know. Greg Ryan is a best selling author, former employee of Kathy Smith, and high profile fitness expert.

Your Biggest Enemy

The biggest enemy you have standing in the way of your success is not the French fries, ice cream or the scale- the biggest obstacle is your mind. If you are like me, you can talk yourself out of anything. If you give yourself anytime to think, you will come up with the stupidest, most illogical reasons NOT to get healthier and exercise.

The people who have successfully kept weight off, lowered their body-fat levels, and dropped their blood pressure are the ones who did not wait for the perfect time. There is no perfect time, but there can be big regrets.

From Denial to Desire

What does it mean to have deep desire for something?

Remember those feelings you had back when you wanted your first bicycle. That Barbie doll you made a fit over in the toy store in front of everyone. Or what about that girl or boy you would have done just about anything for? There was such a hunger, a burning in your gut. You couldn’t even think straight, eat or sleep because it occupied your every thought. You just had to have it!

Have Hope

Have hope! Acknowledging the reality of your life does not mean you have to give up hope. It can mean just the opposite, “A new, fresh beginning.” Many a people have done extraordinary things with nothing but a little bit of hope. Combine that with some faith and a deep desire to feel better, you may be surprised how your life will change.

Have an Open Mind

Have an open mind toward exercise and eating better, rather than resenting the actions. Accept the fact that life will not hand you a perfect situation. Learn that your self-worth is not based upon if you ask for help along the way.

We age, our metabolism slows down, and we are more prone to injuries as well as an illness. However, it does not have to be fatal or depressing if you exercise and eat better. The threesome of denial, pride and laziness will always be followed up by some unwanted consequence to your health. And things that make you resist exercise and eating right are only illusions you have created.

Have a Long-Term Attitude

If you want to go from denial to having a desire to exercise and feel better you are going to go at it with an all or nothing attitude. If you are going to start now, you have to start for good. The reality is you will have good attitude and bad attitude days for the rest of your life. But understand, if you are going to be healthier through exercise and eating, you are going to have to participate in some form of exercise till the day you die. This is not a temporary fix to a long-term problem; it is a lifestyle.

Take an “Inside-Out” Approach

It is really important to understand that in order to sustain a healthy lifestyle, you have to develop a positive type of mind set. Sure it looks great and feels great to have a well-shaped body on the outside. However, you will never win the aging battle if you think that all you have to do is work on the outside.

You will have a better chance of feeling better inside and outside if you have a deep desire to be healthy both physically and emotionally first! When your motives and desires come from the heart or “INSIDE-OUT”, then true health begins to grow. And if your physical appearance changes during the process, that is icing on the cake. Changing from the "INSIDE-OUT” is a concept or idea, a day-to-day mindset.

Maybe that is why those that change for the good are those who decide right then and there to do so? Maybe they are the ones who decide deep in there heart that waiting around for something bad to happen is just asking for trouble. They are the ones who ask themselves, “Why am I waiting?”

START LOSING WEIGHT THE RIGHT WAY FOR GOOD TODAY! click here http://www.resolutions.bz Discover the common sense way to lose weight with out dieting that the doctor’s DON’T want you to know. Greg Ryan is a best selling author, former employee of Kathy Smith, and high profile fitness expert.

Do you find it hard to motivate yourself and achieve the goals you have set? So do many people around the world. The key to successful goal setting is your ability to motivate yourself and stay motivated till you have achieved your goals.

Getting and staying motivated is not as hard as you think. All it takes is discipline.

Here are 12 ways to motivate yourself and stay motivated.

1.Visualize your future success and feel what you will experience when you achieve your goals.

2.Set a target for the amount of effort you will put in daily to achieve your goals.

3.Use visual indicators to monitor your progress and complete the task.

4.Assign a high priority to each task that you must achieve.

5.Affirm yourself daily to remind yourself of your capability at reaching your goals.

6.Define your own version of success. Do not let others define success for you.

7.Focus on the positive achievements and ignore the negatives.

8.Share your success with others as this keeps you focused and help you voice your accomplishments.

9.Do not be afraid of making mistakes. Do not punish yourself for making them. Learn from your own mistakes.

10.Train yourself to finish what you have started and refuse to quit till you achieve it.

11.Make a conscious effort to do better than you have ever done previously.

12.Acknowledge your strengths and weakness and work on both.

Whatever ways you use to motivate and stay motivated, one thing is clear. Be disciplined and you will be able to achieve your goals always!

Vincent Seah is a goal setting expert and webmaster of http://www.GoalSettingSuccess.com. Goal Setting Success provides free self help and personal development articles on goal setting and achieving your goals.

It’s been said that everyone has goals, whether we know it or not. We have goals to keep our current job, or to get a different one. We have goals to save for the future, or to travel, take a vacation, or purchase the things we need and want to make our lives more enjoyable. An important distinction, however, is that top achievers are very intentional and focused on their goals, while many of the rest of us are not.

Top achievers know that the wording, structure, timing and format of a goal can make it’s achievement much easier – or far more difficult. Top achievers understand the basic skills for setting and reaching their goals, every time! They know how to design goals that create success. Here are the 10 most important steps to set and achieve your goals:

1. Reachable goals are SPECIFIC. Top achievers know that to reach their goals, the brain must know exactly, precisely, what they are trying to accomplish. Never word a goal with vague terms like “some” or “a little bit”, or “more”. Be specific! If you want to lose 8 pounds and reach a weight of 175, specify those exact numbers. If you want to save $200 this month, be exact. Your brain can help you accomplish almost anything if it knows precisely what you are aiming for.

2. Reachable goals are SIMPLE. Many people describe their goals in complex terms of retiring on the beach in Hawaii, with nice cars and lots of money, and…. Their list goes on and on. Any ONE of those things is a great goal, but the combination becomes over whelming and the brain gets confused. If you want to retire in Hawaii, just say so! If you want to increase your sales by 10% this month, say so! Keep your goals simple, clear, and focused.

3. Reachable goals are SIGNIFICANT. No one can muster the enthusiasm, hard work and courage to reach a goal they don’t really care about. A reachable goal is one you really, really, REALLY want! It’s something that will change your life, enhance your health or wealth, and make you proud. It gets your juices flowing, gets you up in the morning, and keeps you going all day long, because it is important! Set goals that are worth achieving!

4. Reachable goals are STRATEGIC. High achievers know that the best goals accomplish many great outcomes, all at one time. Running a 10K race will almost certainly: 1) feel great! 2) help you lose weight. 3) lower your cholesterol level 4) strengthen your heart 5) lower you risk of heart disease 6) increase your energy and stamina, and 7) improve your outlook. Design your goals to strategically impact as many areas of your life as possible. You’ll have more reasons to reach your goal and more excitement when you do!

5. Reachable goals are MEASURABLE. A goal without a measurable outcome is just a pipe-dream. You can’t achieve a pound of “happiness” or 6 inches of “self-esteem”, but you CAN get a new job. You CAN run a mile in under 7 minutes, or do 100 sit-ups. Someone has wisely observed that, “What gets measured, gets done.” Define your goals in terms of height, weight, dollars, inches, or hours. Then measure your progress until you achieve your desired outcome.

6. Reachable goals are RATIONAL. To reach your goal, you will need a plan, a path, and a vehicle for getting there. Your goals must make sense! When you explain them to friends and family, your goals should create excitement, draw support, and encouragement. Your goals should be just out of reach, but not out of sight! You want to stretch to be your best, not strain after impossible dreams. Set goals you CAN and WILL achieve!

7. Reachable goals are TANGIBLE. Choose goals that you can see, hear, smell or touch. Go for things you will enjoy and that you can clearly visualize. The brain has hard time going for “financial security”, but it can visualize a bank statement with nice, large numbers on it! Define your goals in terms that excite the senses, then go for it with all your heart!

8. Reachable goals are WRITTEN. High achievers always know precisely what they want, because they’ve written it down. Often, they write a short description of their goals every single morning, as a personal reminder of their priorities and their objectives. The act of writing your goals down vastly increases your chance of success. Write it down! Then, keep your notes where you can see and read them every day.

9. Reachable goals are SHARED. We are far more likely to stick to our plan and reach our goals if we know our friends and family support us. Being part of a team increases our determination, our stamina, and our courage. Caution: Never share your goals with anyone who may ridicule, tease or discourage you! The world is full of doubters and you have no time for them. But, find a support team, a group of cheerleaders, and a coach who will encourage you every step of the way. High achievers count on and work with other winners!

10. Reachable goals are CONSISTENT WITH YOUR VALUES. One of the biggest reasons people fail to achieve their goals is that they have conflict between their behavior and their values. However, when your values and your goals are in agreement, there is no stopping you! Clarify your values first, then set simple, specific, measurable, tangible, written goals that are consistent with those values. You will achieve them, every single time!

© Copyright 2003 by Philip E. Humbert. All Rights Reserved. This article may be copied and used in your own newsletter or on your website as long as you include the following information: "Written by Dr. Philip E. Humbert, writer, speaker and success coach. Dr. Humbert has over 300 free articles, tools and resources for your success, including a great newsletter! It’s all on his website at: http://www.philiphumbert.com

We all have goals that are important to us. They range from quitting smoking, to creating our own businesses, to raising great kids. Unfortunately, most of us also have the experience of being unable to reach our goals, of having them always seem just out of reach. We can see them. We want to complete them, but we never quite cross that finish line. Here are 10 steps that are almost like magic! They will help you reach your goals, every time!

1. Precisely define the objective. Exactly what do you want? Measure it, put a number on it. How many pounds do you want to lose? How many dollars do you want to earn? No one can achieve a fuzzy goal. Be precise.

2. Align the objective with your values. You won’t work toward a goal that conflicts with your values or sense of purpose. Make sure your goals are consistent with your religious and moral beliefs, and with other goals that you have. Internal conflict will undermine your performance, every time!

3. Develop appropriate affirmations. A series of positive, powerful, present-tense statements that describe the benefits of having your goal and how you’ll feel when you’ve reached it are essential. They should be short, active, exciting, and you will need to write them down and repeat them many times, every day!

4. Develop powerful reasons to achieve your goals. "If you have enough why’s, you’ll find a way." We reach goals that excite us, that stimulate our imaginations. We reach goals that are vital to our health, our family and our future. Find lots of reasons! When it’s important enough, you’ll make it happen.

5. Write your goals and your reasons down! Write them on file cards every day! There is power, magic and mystery in writing your goals down. Put the cards where you’ll see them through the day. Put them on your mirror, or on your desk. Carry them with you and read them, over and over, through the day.

6. Set a deadline. Again, have the courage to be exact. Quit smoking by your birthday, double your income by the end of this year, get out of debt by September 1st. A goal without a deadline is just a pipe dream! Give yourself the discipline of a date.

7. Define intermediate targets. To lose 40 pounds in 4 months, determine to lose 10 pounds EACH month. Having smaller goals makes each one easier to achieve, and you can track your progress to your larger goal. A journey of a thousand miles is just a series of steps, one after another.

8. Make your goals public. Tell friends and family what you plan to do, and your target date. Ask them to hold you accountable and to help you along the way. Knowing your friends are rooting for you is a powerful motivator. Set yourself up for success by making a public commitment to reach your goals on time.

9. Get a partner. High achievers rarely do anything significant by themselves. Get a running partner, make a friendly bet with your spouse to quit smoking, make it a family project to get out of debt. Always have at least one person who totally supports you, and make sure they are part of your campaign. Hire a coach, if appropriate.

10. Celebrate every intermediate victory! Give yourself a reward for each day without a cigarette, have a family celebration for each bill that gets paid off. High achievers find reasons to celebrate every day! Like that journey of a thousand miles, you must celebrate – really celebrate! – each step along the way.

Remember, "if you can imagine it, you can achieve it." Any goal that truly fires your imagination and fills your heart with joy, is reachable! Set targets, develop an adequate support system, break large goals into smaller steps, and go for it! You can do this!

Here’s to your success!

© Copyright 2003 by Philip E. Humbert. All Rights Reserved. This article may be copied and used in your own newsletter or on your website as long as you include the following information: "Written by Dr. Philip E. Humbert, writer, speaker and success coach. Dr. Humbert has over 300 free articles, tools and resources for your success, including a great newsletter! It’s all on his website at: http://www.philiphumbert.com

Watching the news can be hazardous to your health.

It’s a fact, especially when you’re watching events related to terrorism, kidnapping, murder, accidents, or calamities. These incidents make you worry and will leave you feeling weak and insecure. Imagine the uncomfortable feeling of becoming a victim someday. These thoughts will have a direct negative effect on your outlook in life.

All of your surroundings have a big impact on you. How can you Think and grow rich if you’re bombarded with messages that relates "how difficult life has become" or "how poor most of us has turned out to be?" Yet, if we listen to the outside world, that is exactly what we hear…over and over and over again.

You can’t change your environment, but you certainly can control your mind. If the media can indirectly influence you just by reporting what’s happening around you, imagine what impact everyday people have on you. These are the people that you see and meet everyday. These are also the same people who are expressing their own views of what is right and what is wrong. We must respect the right of others to express their opinion, but we certainly do not have allow those opinions and attitudes to negatively effect our outlook on life.

When we spend time in a negative environment, we tend to acquire the traits and characteristics of people around us.

Here’s an example:

Pick a nice person, throw him in a group of bad-mouthed individuals who incorporates swear words in their everyday language. Sooner or later, you’ll notice that nice person speaking in the same manner as the group.

This just goes to say that anyone who joins in the company of a like-minded group will have a big chance of being influenced by the personality of that group. So what can you do if you’re surrounded by people who deviates from your way of thinking?

You can’t just avoid them. They’ll think of you as a snob. Don’t change the way you treat them, but simply learn how to shield out pessimistic comments or suggestions.

Sometimes, they will try to convince you cannot possible achieve your goals. Be firm. Do not let them affect your decisions. You know that you can do what they thought would be impossible. If you have to suffer their ridicule, so be it. You will have the last laugh.

Moreover, you should be with people who have the same principles and ideologies as you do. You will be more encouraged to continue your dreams if you have a support group or mentor who will encourage you to pursue your goals despite the setbacks.

Whenever I start new endeavors, I always have those who are interested only in telling me why they won’t work. Others are there to support me and encourage me. Guess which group I tend to spend my time with?

You have the power to make your dreams a reality. Now show the world the stuff you are made of.

For more information about setting and achieving even the most challenging of goals, visit: http://www.helpyouneednow.com/goalrealization/goalrealizationmadeeasy.htm.

We’ve just gone from “the Holiday Season” to the “Goal Setting Season.” Each year, about the time we turn our calendars to a New Year, we hear a lot about goal setting (even though it is sometimes disguised as information about making your New Year’s Resolutions). While the research and polls show that most people don’t set goals, most everyone thinks about it at this time of the year.

It is a funny thing. People will say, “You really need goals.” But when you ask them what theirs are, they sheepishly reply, “I don’t have them, but everyone really should.”

There are many reasons why people don’t set goals. Some of the biggest reasons are:

• People don’t know how

• People have set them in the past but didn’t reach them

• People are afraid of failure

Of course setting goals is just an exercise that we know helps us achieve goals. So, while we all want to achieve goals, many of us don’t even set them.

The Real Objective

Think about it. Is goal setting really the objective? No. What we really want is goal achievement. Goal setting is a part of the recipe, so while we need to learn this skill, it is just part of your solution. The biggest missing ingredient in most people’s goal achievement recipe is faith, conviction, and lack of doubt. In other words, a deep seated, in the gut belief.

The fact is that most of us don’t achieve our goals (however clearly or vaguely they are set) because we don’t ultimately believe that we can reach the goal. That is why I believe the first step to successful goal achievement, regardless of your process or the steps you follow in setting your goals, is to absolutely believe that you can (will) accomplish it.

Driving a Ferrari doesn’t make you a race car driver. Having the best paints, canvas, brushes and easel doesn’t mean you will paint masterpieces. And having the best goal setting process won’t guarantee goal achievement either.

But belief will.

The Size of the Goal

Much is written about how big goals should be. They should always be big enough to stretch us – how much we should stretch depends in large part on what we can believe. If I have a total conviction that I am capable of and will reach the larger goal, then it is fine. Because without belief, you won’t hit the goal, regardless of what it is.

David Schwartz wrote in The Magic of Thinking Big, “Believe Big. The size of your success is determined by the size of your belief. Think little goals and expect little achievements. Think big goals and win big success. Remember this, too! Big ideas and big plans are often easier — certainly no more difficult — than small ideas and small plans.”

It is a known fact that our beliefs become our reality. Most of us accept this as truth, but haven’t applied it to goal setting. Beliefs lead to actions which lead to results. If you believe, you will act in accordance. If you feel your belief wavering, act as if your belief was strong and your belief will become stronger.

So rather than starting with a goal setting process; start from a state of belief. Begin by thinking about things you want to achieve, and believe you can and will achieve. Then write them down, and follow the process or format of your choice.

Start with belief – be it for your personal, family, financial, professional or business goals – and you will have taken the most important step towards achieving your goals.

Kevin is Chief Potential Officer of The Kevin Eikenberry Group (http://KevinEikenberry.com), a learning consulting company that helps Clients reach their potential through a variety of training, consulting and speaking services. Kevin publishes Unleash Your Potential, a free weekly ezine designed to provide ideas, tools, techniques and inspiration to enhance your professional skills. Go to http://www.kevineikenberry.com/uypw/index.asp to learn more and subscribe.

I was always told by parents to always work towards a future goal or target and to ensure that you reached that goal. This they told me would make me a success in life. This article describes about the importance of having a goal in life.

I read many books and I recently read a book that described the importance of having a goal in life. In the books example, a survey had been carried out at a school. The people surveyed were students who had recently taken their final exams. They were asked to answer various questions, one of which asked, where would you like to be in five years time?

Looking back I am sure that if you had asked me that question, when I was sixteen, I would have had to put down, that I had no idea, as it was not something I had ever had thought about, despite my parents advice to set targets. I wanted to be a snooker player when in reality I had no chance of making the grade.

The people who carried out the survey reported that only five percent of the answers were accepted as having a goal. Five years later, the students were tracked down and the five percent of people who had had a goal, when their net asset worth’s were added together, the total amount was higher than all of the other peoples added together. Now of course money is not everything in life, however to me this shows that people who have a goal in life are more likely to be more successful than people who haven’t.

I then looked at my life; I was twenty two and had a net asset worth of zero! I had been working for six years and had nothing to show for it. I then started to think about the future and started setting some of my own goals.

This has helped me in a very big way, to purchase for example my first house.

Stephen Hill has a number of websites including:

http://www.stammering-stuttering.co.uk

http://www.eye-treatments.co.uk

http://www.herbal-health.co.uk